Terms & Conditions

1. Provider

This website is operated by:

Maryann Selfe
8008 Zurich
Switzerland
Website: calabarcapital.com
Email: hello(at)calabarcapital.com

Calabar Capital is a commercial venture and institutional investment platform currently in development. It is not currently operating as a separate incorporated legal entity.

Calabar Capital is distinct from:

• The Billion Dollar Blindspot, Maryann Selfe's public research and publishing platform
• FemmeHealth Alliance, an independent Swiss non-profit association
• Maryann Selfe's personal advisory and speaking activities

Each platform has a separate purpose and operates under its own terms and privacy arrangements.

2. Scope

These Terms & Conditions apply to your access to and use of calabarcapital.com, including its content, research links, enquiry pathways and any material made available through the website.

By accessing or using this website, you agree to these Terms & Conditions. If you do not agree with them, you should not use the website.

3. Purpose of the website

This website provides general information about Calabar Capital, its investment thesis, team and the institutional investment platform currently under development. Its content is intended solely for general professional and informational purposes.

Nothing on this website constitutes or should be interpreted as:

• Investment, financial, legal, accounting or tax advice
• Portfolio-management or investment-management services
• A recommendation concerning any investment or investment strategy
• An offer, invitation or solicitation to acquire or dispose of any security, fund interest or financial instrument
• A prospectus, offering memorandum, key information document or other offering document
• Fund marketing or the promotion of a collective investment scheme
• A representation that any investment product or financial service is currently available
• A guarantee or prediction of investment performance

No person should make an investment decision based solely on information presented on this website.

4. Platform in development

Calabar Capital is currently developing an allocator-led institutional investment platform focused on Women's Health and Healthcare AI.

Descriptions of the proposed strategy, investment universe, approach, portfolio architecture or prospective activities are preliminary and may change.

Calabar Capital does not currently offer investments or financial services through this website.

Any future investment opportunity, if and when established, will be made available only:

• Through the appropriate legal and offering documentation
• In accordance with applicable laws and regulations
• In jurisdictions where it may lawfully be offered
• To investors who satisfy the applicable eligibility, suitability or classification requirements
• Through appropriately authorised or regulated entities where required

Information on this website does not create a right or expectation to participate in any future investment opportunity.

5. Investment risks

Investing involves risk, including the possible loss of some or all invested capital.

Private-market, venture-capital, healthcare and technology investments may involve additional risks, including:

• Illiquidity
• Long investment periods
• Valuation uncertainty
• Concentration risk
• Regulatory and reimbursement risk
• Scientific and clinical-development risk
• Commercialisation and execution risk
• Dependence on follow-on financing
• Limited or unavailable performance histories

Any references to market size, investment activity, historical returns, transactions, forecasts or future opportunities are provided for context only. Past performance is not a reliable indicator of future results, and forecasts may not be realised.

6. No advisory or fiduciary relationship

Your use of this website, including submitting an enquiry or corresponding with Calabar Capital, does not create:

• An investment-advisory relationship
• A client or investor relationship
• A fiduciary relationship
• A partnership, agency or joint venture
• A contractual obligation to provide services
• A commitment to consider or accept an investment, manager or partnership proposal

Any future professional, commercial or investment relationship would be subject to separate due diligence, approvals and written agreements.

7. Enquiries from third parties

The website may allow businesses, service providers and strategic partners to contact Calabar Capital.

Submitting information does not require Calabar Capital to:

• Respond to the enquiry
• Review a proposal or investment opportunity
• Enter into discussions or negotiations
• Provide feedback
• Establish a commercial or investment relationship
• Keep unsolicited information confidential

8. Accuracy and forward-looking information

The website is prepared with care and uses information considered reliable at the time of publication. However, no representation or warranty is given that its content is complete, accurate, current or free from error.

The website may include statements concerning anticipated market developments, investment trends, proposed activities or future plans. These statements are forward-looking, involve uncertainty and may be affected by factors outside Calabar Capital's control.

Actual developments may differ materially from those anticipated. Calabar Capital has no obligation to update forward-looking statements except where required by law.

9. Third-party research and information

The website may reference statistics, reports, market analysis and other information produced by third parties.

Unless expressly stated otherwise:

• Calabar Capital has not independently verified all third-party information
• The original publisher remains responsible for its content
• Reference to a third party does not imply endorsement, affiliation or approval
• Third-party information may be revised, withdrawn or superseded

Users should consult the original source before relying on referenced information.

10. Intellectual property

Unless otherwise stated, the content and design of this website—including its text, graphics, branding, logos, photographs, frameworks, research summaries and other materials—are owned by or licensed to Maryann Selfe.

All applicable copyright, trademark and other intellectual-property rights are reserved.

The Billion Dollar Blindspot, its book, articles, research and associated intellectual property remain subject to their own ownership and terms of use. Content credited to another person or organisation remains the property of its respective owner.

Nothing on this website grants any licence or right to use the Calabar Capital name, brand, logo or other intellectual property except as expressly permitted in writing.

11. Permitted use

You may:

• View and download website pages for personal or internal professional reference
• Share links to publicly available pages
• Quote limited extracts with accurate attribution and a link to the original page

You may not, without prior written permission:

• Reproduce or republish substantial portions of the website
• Modify or create derivative works from its content
• Sell, license or commercially exploit its materials
• Use its content to create or train a competing commercial product or service
• Remove copyright, trademark or attribution notices
• Scrape, harvest or systematically extract website content or data
• Use the Calabar Capital name, identity or branding in a way that suggests endorsement or affiliation
• Use automated systems in a manner that impairs the website or circumvents reasonable access controls

12. Acceptable use

You must not use this website:

• For unlawful, fraudulent or misleading purposes
• To introduce malicious software or harmful code
• To attempt unauthorised access to the website or associated systems
• To interfere with the security, availability or operation of the website
• To impersonate another person or misrepresent your identity
• To submit false, abusive, defamatory or infringing material
• In any manner that violates another person's rights

We may restrict or block access where we reasonably believe the website is being misused.

13. External links

This website may link to third-party websites, including The Billion Dollar Blindspot, FemmeHealth Alliance, Maryann Selfe's personal website, LinkedIn, Typeform and external research or media sources.

External websites operate independently and are governed by their own terms and privacy policies. Calabar Capital does not control and is not responsible for their availability, accuracy, content, security or privacy practices.

A link does not imply endorsement, approval, partnership or responsibility unless expressly stated otherwise.

14. Personal data

When you submit personal data through an enquiry form or contact Calabar Capital directly, that information may be processed for the purposes of:

• Reviewing and responding to your enquiry
• Maintaining professional correspondence
• Complying with legal and regulatory obligations

Submitting an enquiry does not create a contractual, advisory, fiduciary or investor relationship.

Further information is provided in the website's Privacy Policy.

15. Website availability

We aim to keep the website accessible and secure, but do not guarantee that it will always be available, uninterrupted or free from technical errors, viruses or other harmful components.

We may modify, suspend, restrict or withdraw all or part of the website without notice. Content may also be changed, removed or updated at any time.

Users are responsible for maintaining appropriate security and backup measures on their own devices and systems.

16. Limitation of liability

To the fullest extent permitted by applicable law, Maryann Selfe, trading as Calabar Capital, accepts no liability for loss or damage arising from or connected with:

• Access to or use of this website
• Inability to access the website
• Reliance on website content
• Investment, commercial or strategic decisions made using the information provided
• Third-party websites, services or content
• Technical interruptions, security incidents or harmful software
• Inaccurate, incomplete or outdated information

This includes, where legally permissible, indirect, incidental, special or consequential loss, loss of profit, loss of opportunity, loss of data and business interruption.

Nothing in these Terms excludes or limits liability where exclusion or limitation is prohibited by law, including liability arising from wilful misconduct or gross negligence.

17. Indemnity

To the extent permitted by applicable law, you agree to indemnify Maryann Selfe against claims, losses and reasonable costs arising from your unlawful misuse of the website, infringement of intellectual-property rights or material breach of these Terms.

18. Changes to these Terms

These Terms & Conditions may be updated to reflect changes to the website, Calabar Capital's activities, service providers or applicable law.

The current version will be published on this page with the date of its latest revision. Your continued use of the website following an update constitutes acceptance of the revised Terms, subject to applicable law.

19. Severability

If any provision of these Terms is found to be invalid, unlawful or unenforceable, the remaining provisions will continue to apply to the fullest extent permitted by law.

20. No waiver

A failure or delay in exercising a right under these Terms does not constitute a waiver of that right.

21. Governing law and jurisdiction

These Terms & Conditions are governed by substantive Swiss law, excluding its conflict-of-law rules.

The courts of Zurich, Switzerland, shall have jurisdiction over disputes arising from or relating to these Terms or the website, subject to any mandatory legal provisions that require another jurisdiction.

22. Contact

Questions about these Terms & Conditions may be directed to:

Maryann Selfe
8008 Zurich
Switzerland
Email: hello(at)calabarcapital.com